This is a pretty good article on the state of dental insurance, particularly as an employee benefit. It talks about all of the things that I tell my people, including:
Another thing I say all the time is that dentists are not beholden to the insurance companies the same way that doctors are. If a doctor tells BCBS of Illinois where it can stick its “negotiated fees”, she might as well leave the state. A dentist can get away with it. So I will say again:
Dental insurance is not the same as health insurance. But here was something that I didn’t know:
“Although dental insurance premiums have remained relatively steady over the last decade, especially when compared to skyrocketing medical-insurance premiums, between 1998 and 2008 the increase in the cost of dental services exceeded that of medical care and far exceeded the overall rate of inflation.”
I wonder if that statistic will outlast the recession.